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Insurance, handled. Here is exactly how it works.

Most windshield and hail jobs go through insurance, and we make it simple. We file directly, handle the adjuster, and tell you your real out-of-pocket before we start, never a "free windshield" promise we cannot keep.

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1

Call and verify

Tell us your insurer and the damage. We confirm your coverage and whether it is a repair or a replacement first.

2

We file the claim

We handle the paperwork with your insurance company directly. Chip repairs are often covered with no deductible.

3

We fix it, you drive

In-shop or mobile, with proper glass and ADAS recalibration. On a replacement, you cover your deductible and we handle the rest.

The honest Texas version: chip repairs are frequently no cost to you, and a full replacement uses your deductible unless you carry glass coverage. We never advertise a free windshield, because that is not how Texas glass coverage actually works. What we do promise is no surprises.
Questions

Insurance FAQ

Does insurance cover windshield replacement in Texas?

Comprehensive coverage typically applies to windshield replacement. Texas does not automatically waive your deductible on a replacement, so unless you carry separate glass coverage, you usually pay your deductible and insurance covers the rest. We verify your exact coverage before we begin.

Is chip repair really free?

Very often, yes. Many Texas policies cover rock chip repair with no deductible, because a small repair now saves the insurer a much larger replacement later. We check your policy and, in many cases, you pay nothing.

Will a glass or hail claim raise my rates?

Glass and hail are filed as comprehensive claims, which generally do not count against you the way an at-fault accident would. Your insurer can confirm the details of your specific policy.

Can I choose my own shop?

Yes. In Texas you have the right to choose who repairs your vehicle, no matter which shop your insurance company suggests. You can always choose AGC.

What insurance companies do you work with?

All of them. We file directly with every major insurer and handle the paperwork and the adjuster, so the process is simple on your end.

Not sure what you're covered for?

Give us your insurer and we will check it in a couple of minutes, no obligation.

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